Terms & Conditions

Effective Date: 1 July 2026

Welcome to Coffee, Chat, Etc... Ltd ("Coffee, Chat, Etc...", "we", "our", or "us").

By accessing our website, purchasing a membership, attending an event, or using our services, you agree to these Terms & Conditions. If you do not agree with these terms, please do not use our website or services.

1. About Us

Coffee, Chat, Etc... Ltd is an online membership community offering:

• Membership subscriptions

• Online events and workshops

• Coaching services

• Podcasts

• Educational resources

• Digital products

• Community support

2. Membership

Membership gives you access to the benefits included within your chosen membership level.

Membership benefits may change from time to time as we continue to develop and improve our community.

We reserve the right to update membership features where necessary.

3. Eligibility

You must be at least 18 years old to join Coffee, Chat, Etc....

By joining, you confirm that the information you provide is accurate.

4. Payments

Membership fees are payable in advance using the payment methods available on our website.

If a payment cannot be processed, access to membership benefits may be suspended until payment is received.

All prices are displayed in the applicable currency and may change in the future. Existing members will be notified of any changes in accordance with their membership agreement.

5. Renewals and Cancellation

Unless otherwise stated, memberships renew automatically.

You may cancel your membership at any time through your account or by contacting us.

Cancellation will prevent future renewals but does not normally result in a refund for the current billing period.

6. Digital Products

Digital products are licensed for your personal use only.

They may not be copied, shared, resold, reproduced, or distributed without our written permission.

7. Coaching and Events

If you book coaching sessions, workshops, or events:

• Please arrive on time.

• If you need to reschedule, please provide as much notice as possible.

• We reserve the right to reschedule events where necessary.

Specific cancellation terms may apply to individual services.

8. Community Standards

We want Coffee, Chat, Etc... to be a safe, welcoming and supportive community.

Members agree to:

• Treat everyone with kindness and respect.

• Respect differing opinions.

• Maintain confidentiality within the community.

• Avoid bullying, harassment, discrimination, or abusive behaviour.

• Refrain from posting unlawful, offensive, or harmful content.

• Avoid promoting unrelated commercial products or services without permission.

We reserve the right to suspend or remove memberships where these standards are not upheld.

9. Intellectual Property

All content on this website, including text, graphics, logos, videos, downloads, workbooks, podcasts, and educational materials, remains the property of Coffee, Chat, Etc... Ltd unless otherwise stated.

Content may not be copied, reproduced, or distributed without prior written permission.

10. Disclaimer

Our content is provided for educational, informational, and personal development purposes only.

It should not be considered medical, psychological, financial, or legal advice.

You remain responsible for your own decisions and actions.

11. Limitation of Liability

To the fullest extent permitted by law, Coffee, Chat, Etc... Ltd shall not be liable for any indirect, incidental, or consequential loss arising from the use of our website, membership, products, or services.

Nothing in these Terms excludes liability where it cannot legally be excluded under UK law.

12. Website Availability

While we aim to keep our website available at all times, we cannot guarantee uninterrupted access.

We may temporarily suspend access for maintenance, updates, or circumstances beyond our control.

13. Changes to These Terms

We may update these Terms & Conditions from time to time.

The latest version will always be available on our website.

14. Governing Law

These Terms & Conditions are governed by the laws of England and Wales.

Any disputes arising from these Terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.

15. Contact Us

If you have any questions about these Terms & Conditions, please contact us using the Contact page on our website.

Thank you for being part of Coffee, Chat, Etc...

Every woman deserves a new chapter.